Friday, May 1, 2015

Susan Cary, Esq: 352-219-3459 (U.S): Fraud and Identity Theft Initial Complaint To Lexington Law: Bayo Cary

May 1, 2015     

Emergency International Internet Relief Nonprofit Organization

Now Accepting Donations:

Bayo Cary
1005 NW 39th Avenue
Gainesville, FL USA 32609 

Cell: 001-352-262-9733
Email: bayo.cary@yahoo.com
bayo.cary@cox.net

Complaint to Lexington Law: Credit Repair Law Firm: Disputes: 

                Someone, is hacking into, all of my online accounts, and changing the contact information, to my adopted mom's contact information. I am not receiving mail, because my mail, is being illegally re-routed, to my adopted mom's, home address, where, I have not lived, since 1994. Today, is the third day in a row, that I had to spend, all day, call people, and changing personal contact information, back, to information, that accurately reflects, my current contact information. My current home address, is as follows: 1005 NW 39th Avenue, Gainesville, FL USA 32609 Cell: 352-262-9733 Email: bayo.cary@yahoo.com bayo.cary@cox.net 

            I had to stop using, my gmail, and aol, email accounts, because security was compromised. HigherOne bank, is trying to illegally debit my bank account, by 99,000 dollars, that they say-is not a fee, or a transaction. HigherOne, is illegally preventing me, from closing the bank account. I was on the phone with them,all morning long, and they refused to assist me. My debit card, says, that I owe them, 98,000 and some odd change, and, I froze the account, prior to any transaction occurring, and, i told them over and over again, that I did not consent, to any transactions, for 99,000 dollars. When I tried to close the account today, HigherOne, threatened to leave the bank account open, for unknown persons, to debit from it, to ruin my reputation, and my credit. I am furious. 

            I think my adopted mom, is illegally accessing my online accounts, and is illegally debiting accounts, that are in my name, for huge amounts of money. I have had problems with my credit, for years, because of my adopted mom, having access, to my personal information. Her name, is Susan Cary, Esq.-she lives, at: 1215 NW 4th Street, Gainesville, FL USA 32601 Cell: 352-219-3459 Home phone: 352-372-7899 Office Address, where I no longer live, and have not lived, in over 5 years: 1629 SE 15th Ave., Gainesville, FL USA 32641 Office phone: 352-373-7899.

            I am concerned about my credit. I just started my own business. I am honest, and I do not steal, or over-charge bank accounts intentionally, or use other people's person information illegally. I need help, protecting my credit, and cleaning up my credit score-that my adopted mom, is still ruining, while Lexington Law, is trying to help me repair it. When I called Pay Pal today, to immediately close my Pay Pal account, because of what happened with my HigherOne account, when the bank swore there was a freeze on the account, and no activity including transactions could occur-Pay Pal told me, that they would not give me confirmation, of the immediate closing of the account, and, I can no longer access, that bank account online. 

           Three days ago, I went to an ATM, and pulled as much money as  could, off my debit cards. I have no access, at all, to the 99,000 dollar debit, that is processing-illegally, through my HigherOne account online. HighOne, is trying to make it impossible for me, to close the account down. I do not owe HigherOne-any money at all. Thank you. My adopted mom, is angry with me, for no reason, that I am aware of, and, is presently refusing to speak to me, and, at present, is refusing to allow me, to talk to, or to visit my children, and, for no reason of at all-as well, that, I am aware of. Thank you, for your continued interest, and support.

Thursday, April 30, 2015

Funding A Nonprofit Organization: U.S.: Emergency International Internet Relief: Bayo Cary





April 30, 2015
Emergency International Internet Relief
Bayo Cary
1005 NW 39th Avenue
Gianesville, FL USA 32609

Cell: 001-352-262-9733


Complete Case 14-2 on page 619 of your textbook and include an analysis supporting your answers.
Support your paper with a minimum of five (5) scholarly resources.  In addition to these specified resources, other appropriate scholarly resources, including older articles, may be included.
Length:  5-7 pages (not including title and reference pages)
Your paper should demonstrate thoughtful consideration of the ideas and concepts that are presented in the course and provide new thoughts and insights relating directly to this topic. Your response should reflect scholarly writing and current APA standards. Be sure to adhere to Northcentral University's Academic Integrity Policy.

Assignment 6: Non-Profit Organization and Government Entities:

Accounting for Governmental & Nonprofit Entities: Class Text: Page: 619, and analysis of answers, with original personal experiences, for elucidation:

Take The Position of a Certified Account (C.P.A.):

a)      Do you recommend that the association advise the potential donor to make the gift restricted, of unrestricted? Give you reasons.
       
        I recommend, that donors give, unrestricted donations, to me, and my nonprofit organization: Emergency International Internet Relief, because, I am honest, and I will spend the money donated, for charity, as indicated in my incorporation paperwork, that is on file, with the State of Florida U.S.A. . However, I recommend, that donations given to other nonprofit organization, be strictly restricted, because, there are too many, dishonest people, who open nonprofit organizations worldwide, that, do not assist, anyone anywhere. My nonprofit organization, does, what I say, we do. Please refer to my blog, at: Google Blogger: bayocary.blogspot.com .

       According to: Hoefer (2012) funding to nonprofit organizations, has decreased significantly, in recent years (p. 1).  Hoefer (2012), states that contributions from government agencies, in the U.S., have decreased, although, there are still significant needs, for the provision, of social services, through nonprofit organizations (p. 1). Due to the decrease in support, from both: government agencies, and from individuals, nonprofit organizations, have begun to develop, more creative ways, of online marketing (p. 1).

1)      Affiliated Marketing:

Affiliated Marketing:

         According To: Hoefer (2012) affiliate funding: is a process, by which, nonprofit organizations, feature advertising, from popular companies, and receive money in return, for allowing the company, to advertise, on the website, and in other public locations (p. 2). I recently established a nonprofit organization: Emergency International Internet Relief: Google+: Bayo Cary and Google Blogger: bayocary.blogspot.com .

           This week, my nonprofit organization, began to trend, on some of my Google group pages-so, I applied for Google Add Sense-and my company was approved. Hoefer (2012), correctly warns, that, when a nonprofit organization, decides to participate in affiliate marketing, the nonprofit, has to be careful, about who they choose, as advertisers, because, many companies, are not honest enough, about, how they earn money, how they handle their books, how they spend money, what subsidiaries they also own, and, what other organizations, or individuals they support, etc. (p. 2).

2)      Charitable Company Affiliation:

Charitable Company Affiliation:

              Charitable company affiliation, is different from affiliated marketing, according to Hoefer (2012) (p. 1). According to Hoefer (2012) charitable company affiliated company, is a joint effort, between a company, and a nonprofit organization, whereby, the company, such as a retail store, earns a small amount of money, and, a small amount of money, is donated to the nonprofit (p. 1-2). I was recently employed, for 2 days, as an under-cover fraud investigator, at: Walgreens, on 13th Street and 39th Avenue, in Gainesville, FL U.S.A.-I detected suspected fraud, with management participation, and had to send, copies of my report, to the: U.S. F.B.I., and U.S. S.E.C. .

           The Walgreens, that I investigated, was supporting, gum sales, for U.S. soldiers, stationed in Afghanistan, instead of sending, healthy food and supplies, to U.S. soldiers. Additionally, in the cosmetics department, Lucy, head of cosmetics, was passing out, free disposable adult diapers, with cosmetic sales, and therefore, sales in the store, were unbelievably slow-many products were expiring and turning over, and I was told, that they were being sent back to Walgreens headquarters. I saw Lucy, intentionally, lock herself, out of the cosmetics counter, cash register, and when I provided instructions to her, as to how to re-open the draw, to deposit, the money from the sale, she got angry with me.

            Lastly, the Walgreens that I was investigating, was supporting a charity, all the way in the United Kingdom, called the: “Red Nose Charity,” supposedly-comedy, for seriously ill children. However, because there were so many issues, problems, and suspected acts of fraud, in the store, I ardently disagreed with, a manager: Carla, at Walgreens, should give the charity, all of the proceeds, from the: “Red Nose,” sales-instead of only: 50%. There are so many social issues and problems in the U.S., and Walgreens, is a U.S. company, therefore, I think there is something wrong, with the company supporting efforts overseas, instead of investing in America, and America. More information, about my recent under-cover fraud investigation, of Walgreens, is available, at my: Google Blogger, online: bayocary.blogspot.com .

3)      Online Donation Request:
    
                   Online Donation Requests:

                       According to Hoefer (2012): nonprofit organizations, can utilize, online donation requests, to raise money, as well (p. 2-3). However, Hoefer (2012), criticizes online financial donation collection companies, for charging for, the processing, of the online donation, to a charity (p. 2-3). Hoefer (2012), states that companies, like: Network for Good, charge 3%, in order to process, a donation, to a nonprofit organization, and they do not inform the donor until the transaction, is almost already processed, that they additional fee, is being added, to the total cost, of the donation (p. 2-3).

          I have a student bank account, with HighOne, which is attached my enrollment, at: Northcentral University. Recently, someone tried to debit: $99,000.00, from my online student bank account, and I had to place, a complete freeze on all transactions, through the account. Then, I had an unauthorized with-draw, from my online Pay Pal account, which Pay Pal, refused to dispute, without cancelling my current debit card, so, I took all the money, off my Pay Pal debit card. I have had problems, with unauthorized transactions, and with draws, from my bank accounts before.

HigherOne Northcentral
Please mail your correspondence to:
Higher One, Inc.
105 Munson Street
New Haven, CT 06511
Higher One

Pay Pal
Notation: I still have a Pay Pal account, however, since I complained, to Pay Pal, about the unauthorized debit, that was illegally posted to my account, by Shadow Shopper, I can longer log into my online banking statement, associated, with my Pay Pal Mastercard, debit card.
Pay Pal Post Communication:
·         » Call us toll-free at 1-866-753-6440 between 8AM-10PM CT, Monday through Friday and 8AM-8PM CT, Saturday and Sunday.
prepaid@paypal.com
Mailing Address:
·           PayPal Prepaid Card
PO Box 2136
Austin, TX 78768-2136
Fax: (512) 857-0263

Shadow Shopper
Notation: I had to enter nonsense information, into my shadow shopper account, that I did not use, or upgrade, in order to delete, my personal, and billing information. Then, a man from the company, called me, about the illegal debit to my Pay Pal account, and requested my account information again-and I ignored the return call. I thought Shadow Shopper, would use the information, to illegally debit my Pay Pal account again. I do not recommend working for Shadow Shopper.com.

Bank Account Fraud Issues in The U.S. continued:

I cashed a check, at a SunTrust, in Gainesville, FL U.S.A., while I was homeless, in Gainesville, FL. The check was held, and extra day, to clear. The check was validated by the bank, as being an authentic check. I pulled money, out of my account, after the check, had fully cleared, then, two weeks late, SunTrust in Gainesville, FL, told me, that they had illegally, sent the check back to the sender-however, I suspected, that someone at the bank, had stolen the money out of my bank account, because, as they stated to me-it was an anonymous donation to me, and, I had no idea, who the sender was.

          I tried to contact the legal department, at SunTrust, after numerous phone calls, and, the bank refused to provide me with contact information, to reach the legal department. I could not afford the over-draft, that they illegally debited my account with, therefore, they closed my account-without refer it to a creditor, I was told, and, they forced me to pay: $ 410.00, in debit fees, before I was allowed to open another bank account, in the U.S., and, they may have also, illegally reported the debit, to the credit bureaus-even if they were honest, about not contacting, a creditor, about taking on the account.

4)      Blog Posts:

Blog Posts:

          Blog posts, according to: Hoefer (2012), can also be used, to request donations, for nonprofit organizations (p.4). I established a blog post, online, which is associated with my nonprofit organization: Emergency International Internet Relief: Google Blogger: bayocary.blogspot.com . I discuss pertinent issues, which pertain to pressing International: issues and problems, relating to: Human Rights Violations, Health Safety, International Economics, Terrorism, etc., I also post, my current homework assignments there.

b)      The potential donor asks you how he can be sure that the association will spend his donations as intended, assuming that he restricts the purpose of the gift:

1.      Explain to him what kind of public information is available.

         There are strict accounting rules, which are applicable to nonprofit organizations, after a certain amount of money, has been collected through donations. There are different rules and regulations, regarding applicable accounting paperwork, money spent documentation, and so forth, per state, in the U.S., and ten, there are overall guidelines, which are required, and applicable, through the Federal government, in the U.S. . The Federal guideline, trump, local and state financial reporting guideline, for nonprofit organizations, and requirements of documentation, for: donations, spending, and operational expenses.

2.      Do you consider information available about nonprofit organization spending in the U.S., is adequate to access, whether the non-for-profit agency, is efficient and effective in its use of public donations?

                                      No, I do not. addition inquiries, must be made, by the individual donor, to research, and adequate amount of information, about a nonprofit organization, to ethically and morally choose, which nonprofit organizations, to support. My nonprofit organization: Emergency International Internet Relief, is registered, as a legally operable nonprofit organization, through the State of Florida, and within the U.S., and therefore, all charitable donations, are tax deductible:

Emergency International Internet Relief
Bayo Cary
1005 NW 39th Avenue
Gianesville, FL USA 32609

Cell: 001-352-262-9733

Please send all charitable tax deductible donations, by: UPS or FedEx, and, inform me of their expected arrival date, so I will be home, to accept the package, so your valuable contribution, is not stolen. Thank you, for your continued interest, and on-going support.


References
Hoefer, Richard. (2012).From web Site Visitor to Online Contributor: Three Internet Fundraising
Techniques for Nonprofits. Social Work, 57, 361-365. doi: 10.1093/sw/sws002i:10.1093/sw/sws002

Unknown Author. (2015). HigherOne Bank. In HigherOne Bank: Higher One. Retrieved from

Unknown Author. (2015). HigherOne Bank. In HigherOne Bank: Northcentral University
Student Login. Retrieved from https://myncupluscard.higheroneaccount.com/

Unknown Author. (09/21/2011). HigherOne Bank. In HigherOne Bank: Where to Send General

Unknown Author. (n.d.). Pay Pal Customer Service. In Pay Pal Customer Service. Retrieved

Unknown Author. (n.d.). Pay Pal Online Login. In Pay Pal Online Login.  Retrieved

Unknown Author. (n.d.). Shadow Shopper.com. In Shadow Shopper.com. Retrieved from

Unknown Author. (2015). HigherOne Bank. In HigherOne Bank: Welcome: University Search.


Emergency International Internet Relief
Bayo Cary
1005 NW 39th Avenue
Gianesville, FL USA 32609

Cell: 001-352-262-9733